Scoring good marks in the JAIIB exam conducted by IIBF is requires smart preparation, conceptual clarity, and regular practice. Here’s a focused strategy to help you score well and clear the exam in First attempt:
1. Understand the Syllabus and Exam Pattern
- Go through the latest syllabus and note the important chapters for each paper.
- Know the weightage of each module so you can prioritize better.
- Aim for conceptual clarity, not rote learning—especially in Principle and practice of banking and Accounting and Financial Management.
2. Use IIBF-Recommended Books
- Stick to IIBF’s official study material [Mcmillan Books] as most questions are framed from it.
- Supplement with summary notes, and coaching materials (like from Nesto, if you're attending).
3. Make a Study Plan
- Allocate daily 2–3 hours for study.
- Spend the first few weeks on concept building, and the last 2–3 weeks on revision and mock tests.
4. Focus Area-wise Tips
🧠 Indian Economy & Indian Financial System (IE & IFS)
- Focus on current economic updates, banking structure, RBI roles, and financial markets.
- Use flowcharts and mind maps for remembering financial institutions and their functions.
📘 Principles and Practices of Banking (PPB)
- Understand banking regulations, KYC norms, ethics, and customer service rules.
- Practice real-life scenario-based MCQs.
📊 Accounting & Financial Management (AFM)
- Practice sums like ratios, depreciation, trial balance, and NPV/IRR.
- Be clear on accounting basics like journal entries, final accounts, and calculations.
🏦 Retail Banking & Wealth Management (RBWM)
- Focus on product knowledge, digital banking, and wealth products.
- Know customer-centric topics like CRM and financial advisory roles.
5. Practice Mock Tests and Previous Year Questions
- Solve previous year question papers and full-length mock tests.
- Analyze mistakes and revise weak areas.
- Aim for 85+ out of 100 in each paper to comfortably clear and potentially top.
6. Revise Regularly
- Make short notes or flashcards for formulas, important dates, and key definitions.
- Use revision sessions to reinforce memory.
7. Use Mnemonics and Visual Aids
- Banking regulations, economic terms, and formulas can be hard to remember. Mnemonics help.
8. Attend Coaching & Doubt Clearing Sessions
- Leverage coaching classes like at Nesto Institute for doubt clarification and structured guidance.
The Above is prepared by Dr. V Hariharan who is mentored 10000 Plus bankers to clear JAIIB and CAIIB exam. He can be Reachable in 98845 65013.